6 Ways to Refinance Your Home After Bankruptcy

bankruptcy, ch 7, ch 11, bk, refinance after a bankruptcy, mortgage loans

“Failure is the opportunity to begin again more intelligently.”    – Henry Ford

It’s no secret that a bankruptcy is one of the worst things that can happen to your finances and credit history.

So that’s the bad news…

Funded: $142,000 in Santa Rosa, CA

Santa Rosa, CA  –  Sonoma County Loan Summary: Single Family Residence $142,000 Loan Amount 65% Loan-to-Value Owner-Occupied   The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We hope the examples of different loan scenarios will help you get a better understanding of the options

Occupancy Types

Notice: We are no longer accepting applications for Owner Occupied Private Money Loans as of January 2014. 2nd Homes A second home would be considered a residential property that you plan to live in during a portion of the calendar year. A Second Home is normally for vacation or resort-type properties such as a cabin


Frequently Asked Questions Here is a list of the questions we are most frequently asked along with their answers. If you have any other questions, please don’t hesitate to contact us. You can also leave your questions in the comments section below and we’ll do our best to answer your question on this page. (For

Property Types

Residential, Single Family Dwelling Planned Unit Development Duplex Triplex 4-Plex Condos (Low rise and high rise) Townhouse Rural Properties Acreage Apartments Automotive shops Restaurants Self-storage Free standing retail Single tenant office building Warehouse Multi-tenant industrial Manufactured housing park (Mobile home park) Strip mall Outlet mall Vacant land Mixed-use properties Commercial Agricultural Manufactured homes on permanent

Loan Purpose

ARC Capital Loan Programs Hard Money Real Estate Loan Fix and Flip Loan Commercial Loan  You will either buy a piece of real estate or get financing for a property you already own. To learn more about the loan purposes, click here. (Private Money 101)   Common Questions: How can a hard money loan help

Borrower Eligibility

Am I Eligible To Get A Loan? Every situation is unique but the following are common requirements in order to be eligible for financing: Borrowers may be an individual, trust, or business entity such as a corporation or LLC. Individuals may be U.S. Citizens, Permanent Resident Aliens, and Non-Permanent Resident Aliens Must be able to

General Guidelines

The guidelines below are designed to give you a broad idea of the typical loans that we approve and fund in a timely manner. If the terms of the loan you are looking for fit within these “guidelines”, you have a very good chance of getting a quick pre-approval. Since every loan request is reviewed

Who we are

       Meet the Team   Left to Right: Todd Wilson, Regina Williams, Scott Oecshlin, CJ Scheuermann, Leuth Khaleck, Rocio Correa   Scott Oecshlin Partner / Sales Manager Todd Wilson Partner / Loan Officer   Regina Williams Loan Processor Leuth Khaleck Loan Processor C.J. Scheuermann Web Development Rocio Correa Admin Assistant  

What we do

Get The Real Estate Funding You Need, When You Need It. It’s Faster and Easier Than a Bank Loan. We specialize in providing fast, no-hassle hard money loans secured against properties in the state of California. At ARC Capital, our goal as a private money lender is to provide a funding solution for people who