The Rules of Real Estate and Lending Have Changed

Major banks shut their doors. Property values plummeted. Families were faced with the reality of bankruptcies, short sales, and foreclosures. As you know, the past five years have been challenging for many families. If you have tried to apply for a mortgage loan through a bank or credit union, you have learned how hard it is to meet their tight credit standards. Even people with perfect credit or massive amounts of cash have been turned down by the conventional mortgage lenders. It didn't matter if you had $400,000 cash sitting in your savings account. If you didn't meet the guidelines for a $200,000 loan, well, you didn't meet the guidelines. Plain and simple.

So many things have changed in the world of real estate lending since 2007.
You can no longer get 100% financing with no verification of income. You can no longer qualify for a $500K loan just because you have a heartbeat and the ability to fog a mirror.
With all the changes in real estate and lending regulations, you need to get informed about the different options that are actually available to you. The reality is that most people don't even know that private money loans exist.
Here's the good news for you. You can get straight-forward answers on the most common questions about private money loans by contacting ARC Capital today.


If you are not sure where to start we can contact you. Just let us know what your are trying to accomplish and we will help you out.

If you know the general direction you need to go and are ready to get pre-qualified we are here. Just click to get started to meet your financial goals.

If you are looking for more information about Hard Money Loans and alternative financing we have the information you need.