Owner-Occupied Private Money in California?

Owner Occupied Private Money | Hard Money Loans


Q: Do You Offer Private Money Loans for Owner Occupied Properties?

A:  We have received requests and referrals regarding owner-occupied transactions. As of January, we are no longer taking new applications for residential properties where the borrower intends to live in the property as his/her primary residence.

This is due to new lending regulations on residential mortgages. The new rules don’t allow you to get a loan with Risky Features.

Here are a couple good resource links from the Consumer Finance Protection Bureau (CFPB)

Ability to Repay and Qualified Mortgage Standards Under the Truth in Lending Act (Regulation Z)

What the New Ability-to-Repay Rule Means for Consumers (PDF Guide)

Free E-Book Offer

To help you learn even more about Private Money, please be sure to get your free copy of our e-Book: “How to Get Funding When Banks Won’t Lend.”

After reading this FREE e-book, you will know if private money makes sense for you or not.


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