Can I Get A Loan After A Bankruptcy, Short Sale, or Foreclosure?


“Hello ARC Capital”,

I am trying to find ways to help some of my clients…

Some of my clients are probably ready to buy at this time. Others have had a foreclosure, short sale and /or bankruptcy in the past 1,2,3 years.

I do not know if there is a possibility for them. Could you please help me and my clients get some information and possibilities and/or hope?

Thank you for your attention.”

(Submitted by a real estate agent)


How Do I Get A Loan With Bad Credit?

It is truly disappointing that basic classes in finance and accounting have yet to be added as mandatory coursework for our nation’s high schools or colleges. When it comes to preparing America’s youth for life in the adult world, lessons like managing accounts, balancing budgets, and building credit are paramount for financial success. And yet,

How Your Credit Scores Can Make or Break a Deal

Private Money Loans | Private Money Lenders

When was the last time you checked your credit report?

There is no arguing the fact that your personal credit history is an important part of your overall financial position. But your credit profile is even more important when you are trying to qualify for a real estate loan.

6 Ways to Refinance Your Home After Bankruptcy

bankruptcy, ch 7, ch 11, bk, refinance after a bankruptcy, mortgage loans

“Failure is the opportunity to begin again more intelligently.”    – Henry Ford

It’s no secret that a bankruptcy is one of the worst things that can happen to your finances and credit history.

So that’s the bad news…

How to Buy a Home with Bad Credit (In California)

How to Buy a Home with Bad Credit in California  | Private Money Blog | Private Money Lenders in California

Is it possible to buy a home in California when you have bad credit?


Yes, a good credit history is definitely an important part of financing any purchase – whether it’s a big screen TV, a new car, or a house.

But credit is not the only thing that lenders consider when making a loan to a home buyer. Your down payment, income history, and cash in the bank are other strong factors that can make up for your lower credit rating.

Then why is it that so many people don’t bother to learn about their options to purchase a home?

5 Myths of Private Money Loans – Part 2

Myth #2: Private Money Loans are Only for People with Bad Credit Truth: People with perfect credit also benefit from private money loans. Sure, private money loans are a great option when you have no credit or bad credit, but they are not just used by people with poor credit. Allow me to explain. There