Get The Real Estate Funding You Need, When You Need It. It’s Faster and Easier Than a Bank Loan.
We specialize in providing fast, no-hassle hard money loans secured against properties in the state of California.
At ARC Capital, our goal as a private money lender is to provide a funding solution for people who have found themselves in a less than desirable situation.
This is usually because of credit or property problems, but there are many other reasons you may need private money. You may just need access to money fast and can’t wait for a bank to make a decision. Perhaps you have too many loans already and the banks won’t allow you to qualify under their guidelines.
Whatever your case may be, a private money loan is a solution when you can’t get approved for conventional loans. All of our loans are secured by real estate in California. Our flexible, creative, and open-minded professionals have over 30 years of combined experience in the mortgage industry and can work with you to find the best solution for your unique situation.
Hard Money the Easy Way
Hard money loans are available when you might not qualify for a credit union or bank loan due to poor credit, property issues or difficulty proving your income by traditional means. Since the security for each loan is the equity in the property, our lenders can be more flexible in other areas.
- Previously denied
- Bad credit
- No credit
- Insufficient proof of income
- Property issues
What Makes Us Different?
We have money to lend. This may seem obvious but there are many private money lenders out there who claim to have money but they are sending your loans to other brokers for funding. This not only costs you more money, but it also takes more time to get your loan done.
Fast In-House Approval
We have our own list of private investors who fund our loans. There is no need for us to outsource to any other brokers to get your loan approved and funded. We do it all in-house.
Benefits of Private Money
- Practical alternative to traditional loans
- ARC Capital loans are cheaper and easier than getting a 50/50 partner
- Purchase property that you couldn’t qualify for with other lenders
Fast Decisions and Reasonable Fees
We understand that while we have to make a profit to stay in business, our loans have to make sense for our clients and investors too. If fees are too high, the loan just doesn’t make sense.
Some private money lenders charge fees of 5 to 6 points and some even charge up to 10 points!
CA Bureau of Real Estate – Real Estate Salesperson, License #01322338, NMLS #309743