Is it possible to buy a home in California when you have bad credit?
Yes, a good credit history is definitely an important part of financing any purchase – whether it’s a big screen TV, a new car, or a house.
But credit is not the only thing that lenders consider when making a loan to a home buyer. Your down payment, income history, and cash in the bank are other strong factors that can make up for your lower credit rating.
Then why is it that so many people don’t bother to learn about their options to purchase a home?