Funded: $75,000 Private Money Loan in Kelseyville, CA (Lake County)

Kelseyville, CA – Lake County Loan Summary: Single Family Home 1,382 Square Feet, 2 Bedroom, 1.5 Bathroom $75,000 Loan Amount 54% Loan-to-Value The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We hope the examples of different loan scenarios will help you get a better

How Lenders Calculate Your Rental Income

Private money loans in Santa Rosa, CA | Sonoma County | Hard Money

There’s no doubt about it. Cash flow is a good thing.

This article will explain how a mortgage lender or bank may view your rental income when you are applying for a new mortgage loan.

To keep things simple, I am using an example of a rental property with a monthly gross rental income of $1,000.

(Rental income before any expenses.)

Funded: $675,000 Private Money Loan in San Jose, CA (Santa Clara County)

San Jose, CA – Santa Clara County Loan Summary: 4 Bedroom, 3 Bathroom Single Family Home with Guest Cottage 2,287 Square Feet $675,000 Loan Amount 61% Loan-to-Value Investment Property The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We hope the examples of different loan

Funded: $163,150 Private Money Loan in Rio Linda, CA (4-Plex)

Rio Linda, CA – Sacramento County Loan Summary: 4-Plex Each Unit is 2 bedrooms, 1 bathroom. $163,150 Loan Amount (1st Lien) 65% Loan-to-Value Investment Property The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We hope the examples of different loan scenarios will help you

4 Essential Tips to Refinance Your Investment Property with Ease

By Gabriel Knight

Just like residential properties, it’s possible to refinance your investment property as well. In fact a refinance is a suitable solution for people who struggle to manage the loan on their investment properties. Refinancing will help to keep the interest rate low and structure the investment property debt in a way to increase the chances of making profit.

4 Most effective tips that will help to refinance investment property

Funded: $197,000 Private Money Loan in Petaluma, CA (Sonoma County)

            Petaluma, CA – Sonoma County Loan Summary: Townhome 1.333 square feet  | 3 Bedrooms , 2 Bathrooms $197,000 Loan Amount 50% Loan-to-Value Non-Owner Occupied The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We hope the examples of different

Funded: $188,000 Private Money Loan in Sacramento, CA (4 Bed / 3 Bath)

          Sacramento, CA Loan Summary: Single Family Home 2,079 square feet   $188,000 Loan Amount 65% Loan-to-Value Non-Owner Occupied The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We hope the examples of different loan scenarios will help you get a

Funded: $71,500 Private Money Loan in Pope Valley, CA (Napa County)

            Pope Valley, CA – Napa County Loan Summary: Single Family Home on Almost 1/3 Acre 1,524 square feet |  2 Bedroom / 2 Bathrooms $71,500 Loan Amount 65% Loan-to-Value Non-Owner Occupied The Funded Loans series is designed to give you a better idea of actual transactions we have recently

Qualifying for a Loan When Rental Income is Not Reported on Your Tax Returns

Rental Income

 

 

 

 

 

 

Do you own more than one property?

If you have applied for a traditional mortgage loan in the past 5 years, you may be aware of the technicalities of using income from rental properties to qualify for your new loan.

This can be a challenge for both purchase and refinance transactions.