Commercial Loans

Commercial Loans

We offer commercial loans nationwide. There are many industries that can benefit from getting a commercial loan such as construction, healthcare and social assistance, retail, transportation and warehousing, accommodation and food services, or your “mom and pop” neighborhood store to name a few.

Alternative Mortgage Loans

Alternative Mortgage Loans

ARC Capital is a company that offers financing in the specialized field of hard money loans, also known as private money loans, for all property types in California. Our company works with over 400 private investors to achieve lending terms that meet their current needs and investment goals.

Fix and Flip Loans

Fix and Flip Loans

We offer fix and flip loans, also know as rehab loans. It is becoming a more and more common form of real estate investing. Fix and Flip involves purchasing properties, making repairs and upgrades to make them more appealing to potential buyers, and then selling them for a profit.

Funded: $85,000 in Sacramento, CA (Commercial)

          Sacramento, CA  –  Sacramento County Loan Summary: Commercial, Tire Shop $85,000 Loan Amount 28% Loan-to-Value Tenant Occupied   The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We hope the examples of different loan scenarios will help you get a

Funded: $185,000 in Kelseyville, CA (Manufactured Home on Acreage)

          Kelseyville, CA  –  Lake County Loan Summary: Manufactured Home on Permanent Foundation (Lot is over 25 Acres) $185,000 Loan Amount 59% Loan-to-Value Owner-Occupied   The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We hope the examples of different loan

Funded: $142,000 in Santa Rosa, CA

Santa Rosa, CA  –  Sonoma County Loan Summary: Single Family Residence $142,000 Loan Amount 65% Loan-to-Value Owner-Occupied   The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We hope the examples of different loan scenarios will help you get a better understanding of the options

5 Myths of Private Money Loans – Part 5

Myth #5: Private Money Lenders Want to Take Your Property Truth: “Good” Private Money Lenders Do Not Want Your Property. Private money lenders are generally individual people who are looking for a stable way to invest their money. Since the investments are secured by real estate, it provides them peace of mind. They are not

5 Myths of Private Money Loans – Part 4

Myth #4: Private Money Loans are Too Risky Truth:  Private Money Loans can be risky if you don’t understand how they work.    What is risk? According to Merriam-Webster Dictionary , two of the standard definitions of risk are “Possibility of loss or injury” and “The chance that an investment (as a stock or commodity)

5 Myths of Private Money Loans – Part 3

Myth #3: Private Money Loans Cost Too Much Truth: Private Money Loans Cost Too Much “When compared to” a Bank Loan “12 Percent? That’s expensive! I would never pay that much for a loan.” Yes, it’s true. The interest rates on private money loans are higher than those on conventional bank loans. The reason is

5 Myths of Private Money Loans – Part 2

Myth #2: Private Money Loans are Only for People with Bad Credit Truth: People with perfect credit also benefit from private money loans. Sure, private money loans are a great option when you have no credit or bad credit, but they are not just used by people with poor credit. Allow me to explain. There

5 Myths of Private Money Loans – Part 1

Myth #1: Private Money Lenders are Loan Sharks Truth: Many private money lenders are simply looking for smarter and safer ways to invest their money. Whenever I bring up the fact that I work in private money lending, the common jokes come out. “Wow, so you walk around with a baseball bat and bust kneecaps?”

9 Critical Lending Terms You Absolutely Must Know About Your Private Money Loan (Learn these, and you’ll avoid last-minute surprises)

“I like surprises. But only on my birthday.” I have said that line to my clients more times than I can remember during the past 10 years of my mortgage lending career. When possible and appropriate, I would always review the initial loan estimates and key terms with my clients either in person or by

Why Would Anyone Want a Private Money Loan?

Getting the right type of loan for your property is usually not as simple as 1-2-3. When a potential borrower asks which loan type is best for them, the typical response might be, “It depends.” In order to determine the reasons why anyone would even consider a private money loan as a financing option, we