Commercial Loans

Commercial Loans

We offer commercial loans nationwide. There are many industries that can benefit from getting a commercial loan such as construction, healthcare and social assistance, retail, transportation and warehousing, accommodation and food services, or your “mom and pop” neighborhood store to name a few.

Alternative Mortgage Loans

Alternative Mortgage Loans

ARC Capital is a company that offers financing in the specialized field of hard money loans, also known as private money loans, for all property types in California. Our company works with over 400 private investors to achieve lending terms that meet their current needs and investment goals.

Fix and Flip Loans

Fix and Flip Loans

We offer fix and flip loans, also know as rehab loans. It is becoming a more and more common form of real estate investing. Fix and Flip involves purchasing properties, making repairs and upgrades to make them more appealing to potential buyers, and then selling them for a profit.

Funded: $238,000 in Vallejo, CA (4 Bed / 3 Bath)

          Vallejo, CA – Solano County Loan Summary: Single Family Residence 2,383 sq. ft. | 4 bedrooms / 3 bathrooms $340,000 Purchase Price $238,000 Loan Amount 70% Loan-to-Value Owner Occupied   The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We

Funded: $175,000 in Elk Grove, CA (4 Bed / 3 Bath)

            Elk Grove, CA – Sacramento County Loan Summary: 2,254 Square Foot, 4 Bedroom / 3 Bathroom Home $175,000 Loan Amount 48% Loan-to-Value Non-Owner Occupied   The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We hope the examples of

Mailbag: Is an Appraisal Required for a Private Money Loan?

I am pleased to announce the new category for Private Money Blog!

The Reader Mailbag is a question and answer series which will be more in-depth and cover more topics than the standard frequently asked questions. (FAQ’s)

I will be providing detailed answers to actual questions and scenarios that come in from our clients and blog readers.  As you get to know me over time, you’ll learn that I tend to give you the short answer as well as the long answer.

6 Ways to Refinance Your Home After Bankruptcy

bankruptcy, ch 7, ch 11, bk, refinance after a bankruptcy, mortgage loans

“Failure is the opportunity to begin again more intelligently.”    – Henry Ford

It’s no secret that a bankruptcy is one of the worst things that can happen to your finances and credit history.

So that’s the bad news…

The History of Mortgage Rates: Why Now is a Good Time to Refinance

Private Money Loans in California | Private Money Blog | Private Money Lenders | California

“Those who cannot remember the past are condemned to repeat it”

– George Santayana

Can you remember the interest rate on your mortgage when you purchased your first home?

I asked this question on facebook a while ago and I received a wide range of answers. Most rates were over 6%. I now hear people in our industry talking about how rates are going up and the activity of refinance loans will dry up.

How to Buy a Home with Bad Credit (In California)

How to Buy a Home with Bad Credit in California  | Private Money Blog | Private Money Lenders in California

Is it possible to buy a home in California when you have bad credit?

Absolutely!

Yes, a good credit history is definitely an important part of financing any purchase – whether it’s a big screen TV, a new car, or a house.

But credit is not the only thing that lenders consider when making a loan to a home buyer. Your down payment, income history, and cash in the bank are other strong factors that can make up for your lower credit rating.

Then why is it that so many people don’t bother to learn about their options to purchase a home?

Funded: $595,000 in Willows, CA (Motel)

Willows, CA – Glenn County Loan Summary: Commercial 41-Room Motel $595,000 Loan Amount 57% Loan-to-Value   The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We hope the examples of different loan scenarios will help you get a better understanding of the options that may

Funded: $225,000 in Milpitas, CA (Commercial)

Milpitas, CA – Santa Clara County Loan Summary: Commercial condominium 1,080 square foot unit used as dental office $225,000 Loan Amount 53% Loan-to-Value Tenant Occupied   The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We hope the examples of different loan scenarios will help

Funded: $271,000 in Pittsburg, CA (5 Bed / 3 Bath)

Pittsburg, CA – Contra Costa County Loan Summary: Single Family Residence (Newly constructed) 2,549 sq. ft. | 5 bedrooms / 3 bathrooms $416,000 Purchase Price $271,000 Loan Amount 65.1% Loan-to-Value Owner Occupied   The Funded Loans series is designed to give you a better idea of actual transactions we have recently closed. We hope the